Insurance Insights & Tips

Umbrella insurance provides extra liability protection beyond your home and auto policies. Learn who needs it, what it covers, and why it's more affordable than you think.

Most homeowners misunderstand replacement cost, flood coverage, and liability limits. Learn the five biggest insurance mistakes and how to avoid costly gaps.

Independent insurance agents shop multiple carriers for you, advocate during claims, and provide local expertise. Learn how they differ from captive agents.

Are you a cabinet maker, electrician, flooring installer, or other skilled worker with your own business? As a self-employed contractor, you probably use your vehicle at times to conduct your business. Do you have sufficient coverage for the risks involved with your job? Let’s take a look at a possible scenario to get an idea … Continue reading “Self-employed Contractors: Do you have the right auto insurance?”

Are you an artisan contractor in the Spicewood, TX area? If so, you will want to be sure that the insurance you have fits your vocation. Plumbers, carpenters, electricians, painters, masons, and similarly skilled workers would fit into this category of contractors. When you go to a customer’s premises to build, repair, or renovate for … Continue reading “Why Does an Artisan Contractor Need Insurance?”

Do you have items such as firearms, designer clothing, jewelry, computers and gaming devices, cars, or cash in your rental home? If so, Renters Insurance is a smart choice. Here at Whiteside Insurance, we can help you create the best policy for your situation. In the following cases, you will see how renters insurance makes … Continue reading “My Rental Home Has Been Burgled!”

Have you ever dealt with the destructive nature of rodents? If so, you will understand why comprehensive auto insurance is a smart choice. In Texas alone, there are between 40-50 different species of rats and mice. Our first story shows how comprehensive auto insurance pays for itself quickly if your vehicle becomes shelter to these … Continue reading “Two Reasons to Buy Comprehensive Auto Insurance”

As we age, mature, and realize the frailty of life, it is natural to question how to prepare for worst-case scenarios. Questions like these come to mind:Do I need a will?What will happen to my family if I am injured in an accident, or worse?Is life insurance a good option for me?As morbid as these … Continue reading “Life Insurance – Who Needs It?”

If you own a business, commercial insurance is of great importance to you. Each business is unique, having various vulnerable points or areas of threat, not only to the business owner but to employees and anyone else who is invested in your company. At Whiteside Insurance Agency LLC, we can go over all of the … Continue reading “Business Owners Policy – Custom Insurance for Your Business”

Do you own a home in the Spicewood, Texas area? If so, Whiteside Insurance has friendly, knowledgeable agents who are ready to discuss homeowners insurance policies available to you. If you have ever wondered what is covered by the homeowners policy you purchase, here are some of the answers. It’s a package deal Homeowners insurance … Continue reading “Homeowners Insurance Basics”

Texas has a great source of water for recreational boating. Besides the Gulf, there are well over 5,000 square miles of inland water to enjoy. If you are planning to head out for some fun and relaxing time on the water, you will want to be sure your boat is protected by the right coverage.As … Continue reading “Do I Need Insurance For My Boat?”

Here at Whiteside Insurance Agency, we have the right policies available for whatever you need as an RV owner in the Spicewood, Texas area. If you are wondering what type of coverage your RV requires, here is a bit of information that should be helpful: Basic Collision Let’s say you have an older camper/RV, and … Continue reading “What Options Do I Have for RV Insurance?”

You may have heard of the myth that red cars cost more to insure than other cars, but that myth has been officially busted. Would you like to learn about the real factors that affect the rates you pay on Auto Insurance? At Whiteside Insurance you will find agents with helpful advice. We want to … Continue reading “What Factors Will Affect My Car Insurance Rates?”

Are you aware that your regular homeowner’s policy does not cover the cost of flood damage? Your homeowner’s insurance may cover some damage due to rain, but only if it happens as the rain is actually falling from the sky. Any type of damage done once that rain hits the ground and begins to fill … Continue reading “Flood Insurance for the Spicewood, Texas Area”

Renters often assume that their landlord’s insurance covers any damage that occurs to their possessions when tragedy strikes their home. That is not the case, so let’s talk about how renters insurance will protect your personal belongings.If you are renting a home in the Spicewood and Bee Cave, Texas area, Whiteside Insurance is here to … Continue reading “Why is Renters Insurance Important?”

Auto insurance is necessary to help protect you from the many hazards associated with driving as well as hazards to your vehicle while it is parked. A common problem encountered by vehicle owners is damaged windshields. Most full coverage insurance will cover window damage to some degree, but what if you have a large crack … Continue reading “Does Full Coverage Auto Insurance Cover A Large Window Crack?”

Not Your Ordinary Commercial Break Commercial insurance is the insurance policy that you take out for your business. Because businesses are so complex, it is imperative that you speak with an insurance agent about your particular business before you have a policy written. The agents at Whiteside Insurance Agency, LLC in Spicewood, TX are here … Continue reading “Stay Tuned Two Things You Didn’t Know About Commercial Insurance”

Home insurance covers a wide range of happenings, and the weather is one of them. What most policyholders do not know, however, is that most home insurance policies do not include major events like hurricanes. For those that live in the Spicewood, TX area, the agents with Whiteside Insurance Agency, LLC can help you find … Continue reading “Why Do Home Insurance Policies Not Cover Hurricanes?”

Many renters in Spicewood, TX aren’t aware that they can insure their personal belongings in the exact same way as a homeowner. Renters insurance from Whiteside Insurance Agency, LLC is available to almost any renter, regardless of the type of property you are renting, including mobile homes, apartments, single-family homes, and duplexes. Here are just … Continue reading “The Benefits of Texas Renters Insurance”

Whiteside Insurance Agency, LLC loves to help the people in Spicewood, TX with all their insurance needs, and enjoys helping people achieve their dreams by protecting their RVs. Texas is one of the best places to own and operate an RV, but many people wonder if it is worth the cost to insure their recreational … Continue reading “Why Do I Need Insurance the Whole Year If I Only Drive My RV During the Summer?”

Before you get on your motorcycle for a joyride, you must inspect it regularly. It can help prevent an accident, keeping you safe and your insurance rates stable. Whiteside Insurance Agency, LLC, serving the Spicewood, TX area, has a few tips for inspecting your bike. License Plate and Registration Sticker Check your license plate and … Continue reading “How To Inspect Your Motorcycle Before You Ride”

Owning a boat can be exciting. Especially if you have boat insurance because it gives you peace-of-mind and a sense of security. Boating mishaps are not uncommon, and it’s essential to have your assets insured if your lake or river outing takes an unexpected turn. If you’re in an accident and the damage is substantial, … Continue reading “Why Do You Need Boat Insurance?”

It is Time to Get that Boat In the Water and Out of Storage. Spring is a good time to get your Boat Insurance Policy Activated. Call us at 830-693-8881 so we can help you insure your boat.

Like its name suggests, umbrella insurance provides overarching coverage and protection above and beyond a basic liability insurance policy. Whiteside Insurance Agency, LLC, located in Spicewood, TX, offers the following five reasons why you should consider umbrella insurance today. 1. It protects you from the unexpected You might wonder why you need umbrella insurance to … Continue reading “4 Reasons Why Umbrella Insurance is a Must”

It’s hard to watch the news during the wet season without seeing signs of flooding and subsequent property destruction. Insurance is the only way to protect your belongings in the event of a flood. One of the main things to remember is that flood insurance isn’t included in your regular homeowner’s policy. If you live … Continue reading “When is Flood Insurance Required in Texas?”

When is it time to call Whiteside Insurance Agency LLC and start talking about a life insurance policy? The truth is it has less to do with your age and with your health than with the people who are dependent upon you.In a sense, that’s really how we map out the timeline of our lives, … Continue reading “Are You Too Young For Life Insurance?”

Every driver in the state of Texas is required to have auto insurance, and there are certain amounts that every policy must have to meet certain minimum requirements. It may be advisable for you to get some additional coverage because it can give you extra protection in case of a loss. And because of rising … Continue reading “Types of Auto Insurance for Texas Drivers”

Living in Spicewood, TX means being ready for natural disasters such as tornadoes and other weather-related incidents. Contacting your local agent at Whiteside Insurance Agency, LLC is the best way to come to the battle prepared with business interruption coverage. What is business interruption coverage? Business interruption coverage is an additional stipulation in your commercial … Continue reading “When Tragedy Strikes: What You Need to Know About Business Interruption Coverage”

In most cases, one encounters bizarre insurance claim stories through comedians and weird news outlets. However, the reality is often stranger than fiction. At Whiteside Insurance Agency, LLC in Spicewood, TX, we ensure our clients have the best access to claims service by dealing with them as fast as we can. Every year, the claims … Continue reading “Bizarre Homeowners Insurance Claims”

Are you doing business with people who know you?Whiteside Insurance Agency wants to know each and every client. Please give us a call and let us get to know you!

https://youtu.be/Fbs9paL8frA I would like to invite you Wade Whiteside’s YouTube Channel from time to time by clicking here. This is a video that Wade Whiteside filmed back in July 2017. We invite you to watch and relax. It features a great view of the Colorado River in Marble Falls, TX with the Highway 281 Bridge … Continue reading “Lake Marble Falls”

Get ready for more new homes!Regardless of the reasons or politics, new home builders are optimistic… more than they have been in a decade! The good news comes from a recently issued press release by the National Association of Home Builders. The association surveys several hundred home builders each month and asks them how they … Continue reading “Home builders are confident- why it matters”

Caffeinated peanut butter was born last week in New England. It’s proof that everything hasn’t yet been invented. There’s still room for your great idea. Will you try it?​One serving has the equivalent amount of caffeine as your next grande latte. Your stomach might appreciate this instead of another shot of acidic coffee. Or maybe … Continue reading “Caffeinated peanut butter- what’s next?”

The Happy Birthday song was not free to sing.Until recently, the song Happy Birthday was owned by Warner Music, and you could have gotten in trouble for singing it. But you didn’t get in trouble, and no one that you knew got in trouble, because Warner looked the other way when you sang it at … Continue reading “Singing Happy Birthday Is Legal Now!”

Bambi is dangerous.​ Bambi is cute, but not in your headlights at 55 miles per hour. Over 1 million people hit a deer each year in the United States. This kills most of the deer. It also kills about 200 people each year. Yes, Bambi kills. Deer are far more dangerous than wolves. Really. In … Continue reading “5 ways to avoid a car-deer collision”