Business Owners Policy – Custom Insurance for Your Business

September 15, 2019
If you own a business, commercial insurance is of great importance to you. Each business is unique, having various vulnerable points or areas of threat, not only to the business owner but to employees and anyone else who is invested in your company. At Whiteside Insurance Agency LLC , we can go over all of the details of your business to find the coverage needed to keep your company going, despite the perils that threaten to put you out of business.
Here are the main facts you want to understand as you decide what type of Business Owners Policy your company needs:

BOP (Business Owners Policy)

The vast majority of businesses in Texas are considered small businesses. When you own a small business, there are many types of risks that constantly threaten to shut you down.
With a Business Owners Policy, you get to pick and choose the types of coverage you think will fit best for your company. It all gets packaged neatly into a policy that is custom made for your business. Whether you feel the need for protection from a data breach, professional liability, personal and advertising injury, rental vehicle coverage, or so many more options, we can help you find what you need to keep your business safe from specific perils.

Coverage Available in BOP

The main parts of your BOP will typically include the following types of coverage:

Commercial Property Insurance

With this coverage, your building, inventory, and equipment are protected from hazards such as fire, theft, vandalism, or collision with a vehicle.

General Liability Insurance

If someone gets injured on your premises or is hurt by you or one of your employees, this will cover their medical bills or any legal fees should a lawsuit be involved. It also covers damage caused by you or your employees to other property. So if a customer comes to the front desk and drops and breaks their cell phone when a hurried employee bumps into them, this insurance coverage will replace that cell phone.

Business Income Insurance

If you need to temporarily shut down your company, business income insurance will make it possible for you to continue paying your employees until things are up and running again.

Crime Insurance

Fraud, theft, and forgery are a big concern in most businesses. With this insurance, you can rest assured that these threats are not a concern to you.

Other coverage is available, call us for a customized solution.

A business owners policy may not be the best fit for every company, but for the majority of small businesses, it is a perfect choice. Give us a call to discuss the difference between a business owners policy, commercial liability insurance, or other coverages available to business owners. We have so many options available for the wide variety of our customers and their businesses. Whiteside Insurance strives to provide the ultimate satisfaction to our customers, so let our agents assist in putting together the perfect policy for you!

< Older Post

 Newer Post >
Telephone icon with speech bubble.

Get A Quote

At Whiteside Insurance, securing your future is easy. Ready to protect what matters? Contact us for a quick quote and personalized insurance options!

Black telephone handset icon.

Hal

i
Hal is not a licensed insurance agent. Only licensed agents can provide quotes or coverage recommendations. Calls may be reviewed for quality and training purposes.

Speak to Hal 24/7

Microphone icon.

Microphone ready

Black check mark.

Start your custom insurance quote

Black check mark.

Instant answers to your insurance questions

Black check mark on a white background.

Schedule appointments or follow-ups

Person with shield icon featuring a checkmark.

Personal Insurance

From auto and homeowners to renters and umbrella policies, we help protect your family and property. Let’s find coverage that fits your life.

Buildings with coins, a shield, and a checkmark, suggesting financial security.

Commercial Insurance

We customize policies for your industry's risks, like general liability and workers' comp, ensuring you can run your business worry-free.

Share this article

Recent Posts

Businessman with Umbrella Insurance

Do You Really Need an Umbrella Insurance Policy?

February 18, 2026
Umbrella insurance provides extra liability protection beyond your home and auto policies. Learn who needs it, what it covers, and why it's more affordable than you think.
Homeowners comfortable coverage

5 Things Most Homeowners Get Wrong About Coverage

February 18, 2026
Most homeowners misunderstand replacement cost, flood coverage, and liability limits. Learn the five biggest insurance mistakes and how to avoid costly gaps.
Insurance types

What Does an Independent Insurance Agent Actually Do?

February 18, 2026
Independent insurance agents shop multiple carriers for you, advocate during claims, and provide local expertise. Learn how they differ from captive agents.